LENDING SPECIALTIES

We are one of the largest packagers of SBA Loans in the country!

At Delta SBA Loans we look to help all small businesses in their efforts obtaining an SBA loan for their business or practice. With one of the highest loan closure rates in the country, matched with having the lowest default rates, Delta SBA Loans has showcased its ability to helping its clients while simultaneously structuring loans and rates that these clients can afford throughout the lifetime of the loan.

In addition to our general expertise, we have lending specialties management knowledge in the fields as listed below. Click on any of the boxes to learn more about our expertise in these areas.

General

The Perfect Solution For Your Business

  • Typical loans from $100,000 – $5,000,000
  • Payback 10 – 25 years
  • Modest Interest Rates

If your business makes less than $5 million a year in net profits, you are an eligible small business. SBA backed loans are granted to small businesses from $100 thousand to $5 million and up to $13 million if real estate is involved.

We are experts on all the different types of SBA programs and the many changing rules necessary to successfully receive a loan.

  • A simple 10 minute, free phone call will help you determine eligibility.
  • Our data collections department sends you an easy to follow list of the data we need to create your application.
  • When we finish our analysis, we review your eligibility and the amount we believe we can help you borrow. We create a full underwriting package and the amount we believe we can help you borrow.
  • We then go to our network of banks and place your loan.
  • We stay involved every step of the way until you are funded. Most loans close in within 45 to 60 days from the time we receive all the data required.
  • Except for a small processing fee we are only paid on funding of your transaction.

Hospitality

We are one of the country’s leading packager of SBA loans for the hospitality industry

  • We are the industry expert in 7a loans and 504 loans (real estate)
  • Get a loan for purchasing a hotel without any work!
  • Payback up to 25 years
  • Most Competitive Interest Rates

We assist businesses in applying and receiving loans that are backed by the US government

Receive up to $14 million with 90% financing for your real estate acquisitions or up to $5 million for working capital or business acquisition

We are experts on all the different types of SBA programs and the many changing rules necessary to successfully receive a loan.

  • 504 loans receive some of the most competitive rates from private lenders and are backed up to 90% by the US government.
  • We stay involved every step of the way until you are funded. Most loans close in within 45 to 60 days from the time we receive all the data required.
  • We do all the work upfront – we don’t succeed (get paid) if you don’t succeed.

Dentists

We Make an SBA Loan Easier Than Pulling Teeth

We understand the challenges unique to the dental profession. We’re not only easy to work with; we’re extremely knowledgeable and well-equipped to help you achieve your goals while guarding your valuable time.

Whether you need help expanding, remodeling or building a new practice, we’re behind you every step of the way. We’re also experienced in helping dentists purchase commercial real estate.

Our automated process limits the burden on you. If one bank rejects or offers you unfavorable terms, you don’t need to start over- we go to one of our many other banks.

We maximize your loan and minimize the time it takes to receive a loan.

In a ten minute, no obligation call we can qualify you for a loan and begin the process.

Our fees are low and fully regulated and set by the SBA.

E-Commerce

We’re Your E-Commerce Lending Source!

Why Use Us?

Here at Delta SBA Loans we understand the challenges that e-commerce companies face in obtaining long-term bank financing, of which includes; limited operating history, relatively young management and lack of industry knowledge by banks.

The fact of the matter is, banks don’t take the time to understand your business like we do.

In order to raise capital, companies find themselves in the position having to dilute their ownership or pay very high interest rates. SBA-guaranteed loans can be the perfect solution for financing your growing e-commerce business without diluting ownership or paying high interest rates.

We are the perfect company to help you get long-term, low interest, non-dilutive loans to build your business.

Financing for your E-Commerce and online business has never been easier:

  • 10 – 25-year terms.
  • Starts at prime + 2.25% interest rates.
  • As long as the minimal monthly payment is made, the loan can not ever be canceled for any reason.
  • You will never give up any equity in your company, besides a small processing fee, we are only paid for success.

Imaging Centers & MRI

We’re Your IMAGING CENTER Lending Source

See how easy it is to refinance, remodel, do ground-up construction, expand modalities, add new locations and acquire other providers using us as your source of an SBA Guaranteed Loan.

Why Use Us?

We understand the challenges unique challenges to the Imaging Center Industry. We’re not only easy to work with, we’re extremely knowledgeable and well-equipped to help you achieve your goals and accomplish a loan as soon as possible. We understand complicated management company/medical practice relationships.

SBA financing is ideal to finance new equipment and/or replace expensive manufacturers Leases. Many of our refinance clients are paying 9-14% on their leases and replace it with a SBA loan starting at prime + 2.25 %, DRAMATICALLY INCREASING Cash flow.

We have the experience and know how to help you maximize the size of a loan, minimize the time it takes, and obtain the lowest costs and best terms to help you grow your business to the next level. Deals often close in less than 45 days. Our network of banks allows us to help you get the best deal possible with the terms that suit the needs of your business.

Financing OR refinancing Your center couldn’t Be Any Easier

  • 10 – 25 year terms.
  • Low or no downpayment on purchasing new modalities.
  • Retire expensive lease payments for prime + 2.75% on 10 year transactions.
  • SBA Loans tend to be larger than conventional bank loans.
  • Except a small processing fee we are only paid on success.
  • Not dependent on specific Manufacturer.

Law Firm and Sole Practitioner

Financing Your Law Practice Couldn’t Be Any Easier

  • No more high-interest rates
  • No more harsh reporting requirements
  • No more annual or forced pay downs
  • Very little restrictions on how you use this money (ie. advertising, case costs, general overhead, etc)
  • Buy a building for your practice

Many attorneys experience uneven cash flow and expensive case costs involved in modern litigation. While most banks do not understand the value of your pending cases and your financial requirements. The result is that there are very few lenders in this area, very high interest rates, onerous monitoring conditions and forced periodic pay downs that often come at the wrong time. We are the leading company in the marketplace who specialize in assisting attorneys to obtain low-cost SBA funding.

SBA Loans can be a life saver or helpful to pay off existing expensive debt, inject needed capital into the firm and use the money to expand your practice (advertising, hiring, etc). SBA-backed funding is low cost and permanent. It cannot be canceled, modified or force payments for the term of the loan typically for up 10 – 25 years.

Often misunderstood at banks, attorneys have among the lowest SBA default rates in the country. We can assist you in solving one of the biggest problems of modern day law practices – financing your practice.

Medical and Health Care

We’re Your Medical and Health Care Lending Source

See how easy it is to refinance, remodel, do ground-up construction, expand and acquire other providers using us as your source of an SBA Loan.

We understand your needs and know how to assist you in a rapid efficient way, guarding your time.

Why Use Us?

We understand the challenges unique to the medical profession. We’re not only easy to work with, we’re extremely knowledgeable and well-equipped to help you achieve your goals and accomplish a loan as soon as possible. Whether you need help expanding, remodeling buying or building a new practice, you can be assured with confidence knowing we’re behind you every step of the way.

We’re also experienced in helping medical professional purchase commercial real estate. We recognize the value of your time and work with your accounting people to get all the needed data and minimize our intrusions into your busy schedule.

We have the experience and know how to help you maximize the size of a loan, minimize the time it takes, and obtain the lowest costs and best terms to help you grow your business to the next level. Deals often close in less than 45 days. Our network of banks allows us to help you get the best deal possible with the terms that suit the needs of your practice.

Financing Your Practice Couldn’t Be Any Easier

  • 10 – 25 year terms.
  • Low downpayment on purchasing an office.
  • Retire expensive lease payments.
  • SBA Loans tend to be larger than conventional bank loans.

Veterinary

We’re Your Veterinary Lending Source!

See how easy it is to refinance, remodel, purchase expensive equipment, do ground-up construction, expand and acquire other providers using Delta SBA Loans as your source for an SBA loan. We understand your needs and know how to assist you in a rapidly efficient way, guaranteed to save you time.

Why Use Us?

We understand the challenges unique to the veterinary profession. We’re not only easy to work with, we’re extremely knowledgeable and well-equipped to help you achieve your goals and accomplish a loan as soon as possible.

Whether you need help expanding, remodeling, buying or building a new practice, you can be assured with confidence knowing we’re behind you every step of the way. We’re also experienced in helping veterinary professionals purchase commercial real estate.

We recognize the value of your time and work with your accounting people to get all the needed data and minimize our intrusions into your busy schedule We have the experience and know how to help you maximize the size of a loan, minimize the time it takes, and obtain the lowest costs and best terms to help grow your practice to the next level. Deals often close in less than 45 days. Our network of banks allows us to help you get the best deal possible with the terms that suit the needs of your practice.

Our extensive knowledge of the 400+ SBA rules and regulations, along with our automated data systems, full pre-underwriting department and network of banks can dramatically reduce processing time and increase the likelihood of success.

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